Normally I consider myself to be a pretty up-beat and optimistic person - able to see the silver lining to almost any cloud. Well, apparently, today I'm not myself.
Let me paint you a picture- my husband is self-employed. While that makes him an awesome person, full in integrity, motivation, entrepreneurial spirit, etc. there also comes the hassle of one's lifestyle. Many business owners are not well-off. More than a majority of them are just squeaking by. Part of this reason is ....
Can't live without it, but sometimes I just want to try.
Workman's Comp. Insurance (which is no more than a dummy policy, but he needs it to be a subcontractor)
Don't get me started on that last one- what? I'm already started???? Let's go then!
We got a notice that our premiums (which were already high and covered zilch) were going up by 26%. Seriously!!! Going up by more than $110!!!
What, over a 6 month period? That wouldn't be too bad...
OHHH NO, per month!!!
In a budget with VERY little wiggle room, how the heck is this going to work?!?!?
So, I called our "agent" and was given a bunch of sales jargon and slick talking. He said he would call me back either yesterday afternoon or this morning. End of morning. No call.
So, last night I started shopping on the Internet. Within 3 minutes of submitting a search on a web site, I had a phone call from an agent (mind you, this is at 9 at night!). We talked for 45 minutes. She was actually very nice and not sales-y at all. She's going to put together a few quotes and get back to me.
This morning, I had 3 more emails from various agents all wanting a piece of the action. An additional two phone calls later from other agents...I feel like a beat up carcass that the vultures have descended upon.
Ambulance and air transportation
Out patient procedures
My head is spinning
In the meantime MY agent has yet to call.